Five Ways to Save Money After the Holiday Season
Feeling the pinch after the holiday season isn’t uncommon.
If you’ve splashed out on gifts for your nearest and dearest, decked your home with stunning but often expensive decorations and forked out for a lavish Christmas Day feast, you might be wondering how you’re going to comfortably make it to January payday. The good news is that you’re not on your own, with most people in the same boat at this time of the year. Thankfully, there are several things that you can do to tighten your purse strings, make some extra cash and get to January payday without running out of funds. We’ve put together some of our best ideas.
#1. Short Term Loan:
If you’re really feeling the pinch, then a short-term loan could be the best idea for you. Designed to help you get through a month where you’re spending more than you usually would, the short-term loans from Cashlady.com which are available online can be a great idea if you’re sure you’ll be able to pay it back when you next get paid. However, bear in mind that CashLady’s short-term loans aren’t designed for any longer than a month or two and you should only apply for an amount that you’re sure you’ll be able to pay back comfortably without putting yourself in any more financial difficulty.
#2. Sell Unwanted Gifts:
Every year, everybody gets at least a couple of gifts that they don’t really want, but whilst you might feel rude putting them on eBay or listing them on Facebook Marketplace, it’s probably a better option than allowing them to gather dust whilst you’re strapped for cash. Go through your gifts to see if there is anything that you know you won’t use – you might be surprised at just how much you can get for it.
#3. Sell Your Old Things:
Maybe you’re lucky enough to have been given a bunch of gifts that you really wanted, but what if some of them have replaced items that you now no longer need? If you’ve received something brand new, chances are that you don’t need your old one anymore. Why not list in on a selling site such as eBay to see how much you can get?
#4. Do Some Odd Jobs:
Advertising your services as an odd job person can be a great way to make some extra money over the festive season. People in your neighbourhood might need their old Christmas trees taking to the tip, for example, or maybe you’ll find somebody who needs a full house clean after a Christmas party. You can find several apps and websites where people post the odd jobs that they need doing which you’ll be able to make an offer on.
#5. Cut Back on Expenses:
Last but not least, one of the easiest ways to spend less throughout January is to look at where you’re spending money and see if there is anywhere you can cut back. For example, you may be able to switch your gas and electric to a cheaper provider or opt for cheaper broadband if your contract is due for renewal.
Did you find any of these ideas helpful? We’d love to hear from you in the comments.